|
Scientists may have finally found where the 'missing half' of the universe's matter is hiding Live ScienceHalf The Universe's Matter Was Missing. Astronomers Just Found It. ScienceAlert'85% dark? Think again': The other half of the Universe has finally been found Business Today
|
|
At Least 2 Killed and 6 Injured in Florida State University Shooting The New York TimesFSU shooter identified, used sheriff deputy mom's weapon in killing: police Fox NewsHere's what we know about the suspect in the deadly FSU mass shooting CBS News
|
|
Chris Van Hollen Meets With Abrego Garcia in El Salvador The New York TimesMaryland Democrat says he was ‘stopped by soldiers' from entering Salvadoran prison where Abrego Garcia is being held CNNDem Senator Van Hollen meets, shakes hands with Abrego Garcia; El Salvador says inmate will remain in custody Fox News
|
|
On Thursday, the Dow Jones Industrial Average became the latest major U.S. equity-market gauge to experience a "death cross."
|
|
Netflix Earnings Beat. Company Sees ‘No Material Change' Business Outlook Barron'sNetflix earnings are after the bell. Here's what to expect CNBCNetflix stock rises after earnings, outlook top Wall Street forecasts Yahoo FinanceNetflix blows past profit estimates as subscription, revenue growth boom MarketWatchNetf
|
|
If the stress of trade wars starts to pressure the U.S. economy, one of the first signs is likely to be an increase in layoffs and unemployment. Yet so far there's no evidence the labor market is suffering. The number of people who applied for unemployment benefits last week fell by 9,000 to 215,000 and matched a two-month low.
|
|
"I have plenty of rainy-day money. I don't want to be a landlord again. And, yes, I give my children money."
|
|
Learn how to use founder branding to make your company (not yourself) the industry-dominating name.
|
|
Salesforce is offering new Slack and Sales Cloud integration capabilities, designed to help sales teams drive productivity and efficiency while providing cost savings.
The new offerings, announced at the Salesforce World Tour NYC event on Thursday, comprise a productivity bundle that is on offer to customers at a discounted rate until mid-January, and a new native Slack integration with the company's Sales Cloud.
Speaking ahead of the event, Blake Markham, vice president of product management at Slack, said that in these times of economic uncertainty, companies are dealing with hiring freezes, and for sales teams, the customers they're selling to are experiencing similar challenges.
To read this article in full, please click here
|
|
Are you thinking of retiring soon? Perhaps earlier than you had planned years ago? A potential hurdle could be the incentives set up by the Social Security Administration - they calculate your benefits to reward you for staying in the workforce.
But if you are looking to take an early retirement, you're not alone.
SEE MORE What If I Retired Today?
In the first 15 months of the COVID pandemic (March 2020-May 2021), about 2.5 million Americans retired. That was about twice the number of people who retired in 2019. This means there were essentially 1.2 million fewer people in the workforce over the age of 55 than would otherwise be expected.
First, find out what Social Security benefits you can expect
For anyone born in 1943 or later, your full retirement age, as defined by the Social Security Administration, is between age 66 and 67, based on your birth year. If you're contemplating retiring before that, it's important to know that the Social Security program has been orchestrated to incentivize beneficiaries to delay claiming benefits. Specifically:
If you start taking benefits at age 62, your Retirement Benefit will shrink by 25% to 30%, depending on your birth year. That's because your lifetime annual benefits are decreased by approximately 8% for each year prior to your full retirement age you start to claim them.Conversely, your lifetime annual benefits increase by 8% for each year past your full retirement year if
|
|
After two years of a red-hot market, it's time real estate and mortgage professionals get ready for what could be a slowdown in their business.
Earlier this summer housing prices were on fire. Now there is talk of a "housing recession." Due in part to higher mortgage rates and more people vacationing this summer, U.S. existing home sales fell in July for the sixth straight month, the longest streak of declines in more than eight years.
SEE MORE Is Your Job Burning You Out?
One of my clients in the Midwest put his home up for sale recently and has had no interested buyers - none. A few months ago, we were certain it would sell in days. The plan was to sell the house and pay off their construction loan on their new home before it converted to a permanent mortgage. Now, that plan may need to change.
Several mortgage companies have already let go thousands of employees, and one company, Sprout Mortgage, based in East Meadow, N.Y., shut down in early July. Real estate brokerage companies, such as Compass and Redfin, have also slashed their workforce.
Real estate is cyclical, and while sales will not totally dry up, anyone tied to the industry should get their finances in order now in case the current downturn lasts another several months.
Here are a few moves to consider:
Build an Emergency Fund Twice as Big as a Salaried Worker's
No one wants to get caught borrowing money to pay their bills. While putting away enough money in a savings or money market account to cover six months of expenses is normal, it's best to plan for a longer period if you work in a cyclical industry.
Consider keeping six to 12 months of r
|
|
